Thanks to the Ontario Retirement Sold Calculator, there is a smarter way to make sure you are maximizing your real estate investment for your future.

In some cases, I have been able to help my clients retire years sooner than planned due to following this plan.

For many others, the idea of making a smart downsize and becoming mortgage free has become the smartest move of their lives. Controlling your housing costs is the one thing that affects all of us as we get older. 

New data from the 2025 Canadian Retirement Survey by the Healthcare of Ontario Pension Plan reveals that 62% of adults regard homeownership as a cornerstone of their long-term financial security. This majority underscores the evolving role of real estate not just as a place to live, but as a strategic asset for retirement planning. With housing markets fluctuating, many Canadians see property ownership as a hedge against inflation and market volatility.

Among unretired homeowners, 44% intend to sell their current residence to generate the funds needed for retirement. This trend highlights both the potential and the challenges of leveraging home equity: while rising property values can create substantial retirement capital, timing the sale and finding suitable downsized or rental alternatives remain critical considerations.

For those yet to purchase, understanding local market dynamics and affordability thresholds has never been more important. For prospective and current homeowners alike, integrating residential real estate into a broader retirement strategy is key. 

By aligning homeownership decisions with long-term retirement goals, Canadians can maximize their asset potential and secure greater financial confidence in their later years.

Make sure you sign up for this powerful FREE report today!